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High debt and misuse of credit cards make it tough to save for retirement. Money that goes to pay interest, late fees, and old bills is money that could have been contributed to a retirement fund. How Much Debt is Too Much Debt? Debt isn’t necessarily bad, but too much debt is. Add up what… Read more »

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As a valued member of the Essential Personnel team, your health and well-being are important to us. While many questions regarding the novel coronavirus remain unanswered at this time, there are practical, commonsense ways for you to take care of yourself, protect others, and monitor the latest developments.   Based on guidance from the U.S…. Read more »

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When you are job searching, you put lots of work into your resume and cover letter, but it doesn’t stop there. Interview preparation is a crucial step in landing the job. When you are selected for an interview, preparation is key. Note that you may go to several interviews for the same job. For example,… Read more »

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Some people think employment is all about the money, but they’re wrong. For many, it’s about opportunities. In fact, Gallup cites “lack of development and career growth” as the number one reason employees leave their workplace. Employees expect some development opportunities, so ignoring this outright can quickly lead to an exodus. How can you ensure… Read more »

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Cold-related injuries and illnesses can slowly overcome a person who has been chilled by low temperatures, brisk winds or wet clothing. This dangerous combination is known as The Cold Stress Equation, according to the Occupational Safety and Health Administration (OSHA). When hypothermia occurs, the normal body temperature (98.6° F) drops to or below 95° F… Read more »

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Did You Know? According to the National Fire Protection Association, supplemental heating equipment is the leading cause of home fires from December through February, and the second leading cause of home fires year-round. Keep the following safety precautions in mind when using such equipment, like space heaters. Use these tips to safely use space heaters:… Read more »

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Although you may feel as though you have a handle on your business, you may be in the dark regarding your employees’ satisfaction with the company as a whole, your policies or the way employees are treated. Without having this knowledge, you cannot successfully increase employee morale and loyalty to the company, nor can you… Read more »

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Workers impaired by drugs or alcohol can cause serious damage to your business in the form of increased absenteeism, lower productivity, higher health care costs, higher workers’ compensation claims, and more on-the-job injuries and accidents. In order to maintain a safe and productive work environment, employers should take action to stop substance abuse. A cornerstone… Read more »